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Which Credit Card is best for you? Comparing Credit Cards by Major Pakistani Banks.

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Which Credit Card is best for you? Comparing Credit Cards by Major Pakistani Banks.

Which Credit Card is best for you? Comparing Credit Cards by Major Pakistani Banks.

You need a credit card! Everyone needs a credit card to get along with the moving world. But which credit card is best for you? How would you make a decision? Well, here we are comparing credit cards by major Pakistani banks so that you can choose better product for yourself. We will make comparison of some important charges here which will help you decide which banks credit card best fits your requirements & financial range. These charges are Annual Fee, Annual Percentage Rate & Installment Markup. To enhance your understanding regarding these charges, check out our guide on choosing the best credit card!

A brief note before you go to charges, that Annual charges are applied in any case once in a year. While APR & installment markups do not apply usually but in certain circumstances. Like if you do not pay your complete bill, you have to pay service charges according for cash & retail transactions. Installment markups are applicable in case where you want to convert your dues into equal monthly installments.

Here is brief comparison of these charges by various banks in Pakistan

BANKAnnual FeeAPR (Retail & Cash)Installments MarkupHBLHBL Green Card      Rs.3,500/- HBL Gold Card         Rs.7,000/-HBL Platinum Card Rs.12,000/-40%24%UBLSilver           Rs. 3,500/- Gold            Rs. 7,000/- Platinum    Rs. 11,000/-42%29%Allied BankGold            Rs.2,000/-  Platinum    Rs.4,000/-28%20%MCBFree40%36%Standard CharteredVisa Gold                       Rs 5,000/-Visa Platinum                Rs 8,000/-Emirates Platinum       Rs. 10,000/-Emirates Infinite          Rs. 30,000/-Infinite                           Rs. 25,000/-MasterCard Titanium  Rs. 7,000/-MasterCard Cashback Rs. 4,000/-42%42%Bank AlfalahVisa Platinum                Rs. 4999/-MasterCard Titanium  Rs. 4999/-Visa Classic & Gold:      Free40%33.23% to 38.74%Silk BankPlatinum    Rs. 8,000/-Titanium  Rs. 6,000/-Gold   Rs. 3,500/-Silver   Rs. 2,000/-Other Premium Cards Rs. 10,000/-40.99% & 41.99%36.74%Faysal BankVelocity/ Standard Rs. 3,500/-,Blaze/ Gold - Rs. 6,000/-,Titanium- Rs. 7,000/-,Platinum- Rs. 9,000/-40%2% per month of thebooked amount

To consider Cash Advance Limits & Charges comparison five basic things about credit cards

To review foreign currency transaction charges by these banks Click Here!