What is Nisab for Zakat?

Nisab is the minimum amount of net capital that a Muslim must possess to be eligible to pay Zakat. It is the equivalent of 87.48 grams (7.5 tola) of gold or 612.36 grams (52.5 tola) of silver.

Zakat is due only if the wealth equal to or above the Nisab has been owned for a full Islamic lunar year (hawl). Many Muslims pay during Ramadan for increased blessings.

What is the Zakat rate?

Zakat is 2.5% of your net zakatable wealth (total qualifying assets minus liabilities) when it exceeds the Nisab threshold.

Zakat Calculator

Calculate your Zakat obligation accurately. Enter your assets and liabilities to determine if you meet the Nisab threshold and how much Zakat you owe.

Cash

Cash in hand & in bank accounts

Cash deposited for future purposes, e.g. Hajj

Cash given out in loans

Liabilities

Borrowed money, goods bought on credit

Wages due to employees

Taxes, rent, utility bills due immediately

Investments, shares, saving certificates, pensions funded by money on one's possession

Gold and Silver

Weight of gold

Amount in RS

Weight of silver

Amount in RS

Trade Goods

Value of stock

Understanding Your Results

What is Zakat?

Zakat is one of the five pillars of Islam. It is an obligatory annual payment of 2.5% on qualifying wealth above the Nisab threshold. It purifies your wealth and supports those in need within the community.

Key Metrics Explained

Total Assets

The sum of all your zakatable assets including cash, gold, silver, investments, loans given out, and trade goods (in PKR).

Total Liabilities

Debts, wages owed, and bills due immediately that are deducted from your total assets before calculating Zakat (in PKR).

Nisab Threshold

The minimum amount of net wealth you must possess for Zakat to become obligatory. Based on the value of 52.5 tola of silver or 7.5 tola of gold. This calculator uses the silver-based Nisab by default.

Zakat Payable (2.5%)

If your net zakatable wealth exceeds the Nisab, you owe 2.5% of your total net wealth as Zakat (in PKR).

Gold & Silver Rates

Gold Rate

Approximate rate of PKR 297,000 per tola is used. For the most accurate calculation, check the current market rate and adjust your "Amount in RS" accordingly.

Silver Rate

Approximate rate of PKR 3,050 per tola is used. Check the latest silver price for a precise calculation.

Important Note

This calculator provides an estimate based on approximate gold and silver rates. Gold and silver prices fluctuate daily. For precise Zakat calculation, please consult the latest market rates and a qualified Islamic scholar. All values are shown in PKR (Pakistani Rupees).

Understanding Zakat

Zakat is one of the five pillars of Islam and is a mandatory act of charity for every eligible Muslim. It requires giving 2.5% of your total qualifying wealth annually to those in need. Zakat purifies your wealth and helps distribute resources within the community.

What is Nisab?

Nisab is the minimum threshold of wealth a Muslim must possess before Zakat becomes obligatory. It is calculated based on the value of either 7.5 tola (87.48 grams) of gold or 52.5 tola (612.36 grams) of silver. If your net zakatable assets exceed the Nisab, you are required to pay Zakat.

Which Assets are Zakatable?

Cash in hand and in bank accounts
Gold and silver (jewelry, coins, bars)
Investments, shares, and saving certificates
Business inventory and trade goods
Money owed to you that is expected to be repaid

How to Use This Calculator

Enter your cash holdings, gold and silver values, investments, and trade goods. Then subtract any liabilities such as debts, wages owed, or bills due immediately. The calculator will check your net wealth against the Nisab threshold and compute 2.5% as your Zakat obligation.

When Should You Pay Zakat?

Zakat is due once a full Islamic (lunar) year has passed since your wealth first exceeded the Nisab. Many Muslims choose to pay during Ramadan for increased blessings, but it can be paid at any time of the year as long as the conditions are met.